ARE YOU PERMANENTLY DISABLED?
If you have sustained a serious injury or illness that has left you unable to work, or return to work in the same capacity, you may be eligible to claim a lump sum payment for Total and Permanent Disability (TPD). Many superannuation funds include insurance policies that provide cover against serious injury or illness that prevents you from working, or doing the same work you once could. Your lump sum payment will help cover lost income and medical expenses.
The expert team of TPD lawyers at Wyatts can help with your claim.
DO YOU HAVE A TPD CLAIM?
If you have sustained a serious injury or illness that has left you with a total and permanent disability, and unable to work in the capacity you once could, you may have a TPD claim. Your eligibility will depend on the specific criteria and requirements determined by your superannuation fund or insurer and set out in your insurance policy.
As one of Australia’s leading specialist Personal Injury Law Firms, Wyatts TPD/superannuation lawyers are an expert team that is dedicated to helping you with your insurance claim. If you think you are entitled to make a TPD/superannuation claim, call us for an obligation-free consultation.
Common requirements for
making a TPD claim
- You need to prove you are suffering from a certain level of disability that has made you unable to return to work in your former role, or at all. This could be from an injury or illness.
- Eligibility to make a claim will be determined by what is covered in your individual superannuation policy.
- Some superannuation funds require minimum hours worked each week or a total length of employment for you to be eligible to make a claim.
- There are waiting periods with the majority of superannuation policies to help determine the full extent of injuries or illness and the permanent damage caused.
CAN YOU COMBINE A TPD CLAIM WITH OTHER CLAIMS?
You can claim TPD insurance from your superannuation fund at the same time as making other compensation claims, including but not limited to:
- Workers’ compensation
- Compulsory Third Party (CTP) insurance claims for motor vehicle accidents
- Public liability compensation
- Medical negligence compensation
- Personal injury compensation
DO I NEED TO PROVE NEGLIGENCE?
For TPD claims, you do not need to prove that your injury or illness was the fault of another person or resulted from your employer’s negligence. Your disability does not have to have been acquired at work. You can make a claim regardless of where your accident occurred, or where your illness was acquired. You need to provide evidence that your disability prevents you from working in the job for which you are qualified.
If you think you have a claim, a Wyatts TPD lawyer can advise you on the documentation and evidence that will need to be lodged for a successful claim. Our goal is to ensure that you achieve the best possible outcome and receive the maximum benefit.
HOW TO GET STARTED
If you are unsure if your TPD claim will be accepted, or you have had a TPD claim rejected, contact Wyatts today for a free consultation. If you are not working, your insurer will most likely require you to have been continuously off work for at least six months before you are eligible to make a claim.
If your employment was terminated, you have two years in which to make a claim. Contact a Wyatts TPD/superannuation lawyer today to find out if you are eligible to make a claim.
01
CONTACT WYATTS
Tell us about the nature of your injury or illness. We’ll listen to you and take the time to get to know you so we can fully understand your situation, physical condition and needs.
02
YOUR ELIGIBILITY
We will explain in simple terms what you are entitled to based on what you have told us. Then we’ll offer to get started working on your behalf.
03
WE GET STARTED
You decide if you would like a Wyatts specialist TPD lawyer to start your case. Then we get to work for you.
FREQUENTLY ASKED QUESTIONS
There is no strict time frame in which you have to submit a claim for TPD, however, we strongly recommend that you seek advice and submit your claim within 6 years of the date you ceased work.
Please contact Wyatts if you are uncertain as to whether you are eligible to claim a TPD payment through your superannuation fund of life insurance policy.
You can claim TPD insurance from your superannuation fund at the same time as making other compensation claims, including (but not limited to):
- Workers compensation
- Compulsory Third Party (CTP) insurance claims for motor vehicle accidents
- Public Liability compensation
- Medical negligence compensation
- Personal injury compensation
It’s important to seek legal advice to ensure that you are receiving all the financial assistance that you are entitled to. Wyatts Compensation Lawyers will work closely with you so that your future is protected.
Your disability did not have to have been acquired at work, or as a result of your job. In other words, you can make a claim regardless of where your accident occurred, or where your illness was acquired.
Importantly, you are entitled to claim a TPD insurance payment if a disability prevents you from working at your regular job, or at a job your are qualified to do.
Contact Wyatts today to discuss your situation with one of our legal team. We are committed to providing a thorough and personalised service, so that you receive the outcome you deserve.
When making a TPD claim, you do not need to prove that your disability or illness was anyone else’s fault, or that it resulted from your employer’s negligence. However, you will need to provide evidence that your disability prevents you from working in the profession you are qualified for.
Wyatts Compensation Lawyers will advise you on the documentation and evidence required to make a successful claim, and they will ensure that you have a claim that maximises your best possible outcome.
TALK TO AN EXPERT
Making a TPD claim via your superannuation fund can be complicated and time-consuming. Our TPD lawyers will treat you with care and respect, and carefully guide you through the process of making a claim. When you need to reclaim your quality life, the Wyatts team is here to help you every step of the way.
FREE CASE EVALUATIONMEET OUR EXPERT TEAM
Julie Wyatt
Solicitor Director
Neville Wyatt
Solicitor Director
Mitchell Broom
Special Counsel
Silvia Thompson
Senior Associate, Motor Accident Practice Leader
Khristopher Narsimullu
Senior Associate, Work Injury Practice Leader
Kirstin Hansch
Chief of Staff
Georgia Barlow
Business Development Manager
Olivia Power
Senior Associate, Institutional Abuse Practice Leader
What Our Clients Say
L.
Motor Vehicle Accident
We tried to deal with the insurance company ourselves for some time before we realised we needed professional help. We met the Wyatts team and knew the experience would be positive from the start. They were honest with us, communicated every step of the way and were very knowledgeable and organised. They produced a result 20 times more than what we were initially offered by the insurance company. We can’t recommend Wyatts highly enough.
D.M.
Personal Injury
Wyatts was there to advise and help me at every stage of my claim. I knew I had a great team behind me. It was a relief when my matter settled, and I was happy with the result.
D.P.
Personal Injury
What a nice group of people that do care about you and your claim, they treat you with respect and kindness and are always a pleasure to talk to and work through whatever your matters are. If you ever find yourself needing to contact lawyers about making a claim for any personal injuries or anything else, I highly recommend these wonderful people.
C.S.
Institutional Abuse
The team at Wyatts have been nothing but golden, they have been so supportive and have really helped give me a life back. I’ve never met people that are so helpful, so kind and so genuine. The team worked hard with me to help build a strong legal case and have offered nothing but support in getting me the best possible outcome. They have really helped restore my happiness and my faith in humanity.
G.G.
Institutional Abuse
Wyatts lawyers was a great choice for my complex historical sexual abuse compensation claim. Not only did I get a result I never thought was possible, but they were professional, gentle and patient with my sensitive mental health. Although the case wasn’t the easiest of cases, with many bumps along the way, the Wyatts team had a heap of resources and people who could help in all areas.
T.S.
Medical Negligence
Wyatts took over my medical negligence claim from another firm that I wasn’t happy with. Wyatts prepared my claim for a hearing in the Supreme Court and negotiated a great settlement for me and my family. They treated me and my family with respect and sensitivity through this emotional time.
J.S.
Motor Vehicle Accident
I want to thank Wyatts for all the help they have given me throughout my claim. I did not know anything about the process or whether I could get anything at all from the CTP insurer, but you knew what to do. You have really made it worthwhile.
S.B.
Workers Compensation
My life has been one big blur the last month or so and I never expected the result we got. I just wanted to extend my great appreciation towards you. You have defiantly gone above and beyond, and I am blessed to have found such a great solicitor like yourself. You have no idea how much this money will change my life and I can’t thank you enough.
Anonymous
Institutional Abuse
My biggest fear was going to court again. Due to Camille and her team’s hard work, we managed to settle out of court, which was a dream come true. The settlement doesn’t take away the pain that the abuse caused me and what I have had to live with, but it certainly helps. An amazing outcome for myself and my family which would not have been possible without the dedication of Wyatts Compensation Lawyers.
R.A.
Medical Negligence
I chose Wyatts because they were a highly reputable firm, and I would know who was handling my claim the whole time. The directors were available to speak to me if I had any concerns. After some medical appointments and some negotiation, they got a great result for me, and I couldn’t have asked for anything more. Thank you, Neville and Julie.
WIN WITH WYATTS
Free case assessment
Talk to us today about your accident and receive expert legal advice and your obligation-free assessment at no cost to you. Our specialists know the law inside out and they will tell you honestly about your chances of making a successful claim and what the next steps are if you decide to go ahead.
No win, no fee*
When we take on your claim, you will never be out of pocket. If your case is unsuccessful, you won’t have to pay our legal fees. You can have complete peace of mind when you work with Wyatts that your case is in good hands, and we are committed to getting the best result for you.
We care about you
If you’re suffering from physical and psychological injuries, and facing financial losses due to a total and permanent disability, we understand the stress of your situation. Our team don’t just provide legal advice, but also the compassion, support and care you need to get your life back on track.
A winning team
We’re proud to have helped thousands of people during their hardest moments, providing them with hope for a better future – and compensation to pay for it. With our expert legal advice and support, you will have the best possible chance of making a successful compensation claim.
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WHERE YOU CAN FIND US
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Sydney NSW 2000
Parramatta
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Parramatta
NSW 2150
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Liverpool
NSW 2170
Melbourne
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Melbourne VIC 3000
Brisbane
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Brisbane QLD 4000