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TPD & SuperannuationTPD & Superannuation

TPD chronic injury & illness claim lawyers.

If you can’t work due to a chronic injury or mental illness, you may be entitled to a TPD compensation claim.

At Wyatts Lawyers, our TPD lawyers help people get compensation for the loss caused by their chronic injuries and illnesses. We know how traumatising these conditions can be, that’s why our lawyers personally assess every case and find the best way to get you the most out of your entitlements.

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Am I Eligible to Make a Chronic Injury & Illness TPD Claim?

You may be able to make a TPD chronic injury and illness claim if you can prove your condition has permanently stopped you from working. It doesn’t have to be work-related.

To make a TPD claim, you need to have TPD insurance through your superannuation fund or a private insurer (many super funds automatically include TPD insurance).

TPD insurance policies have complex exclusions and eligibility criteria that can affect your claim. At Wyatts, we have a team of TPD chronic injury and illness claim lawyers who can guide you through the policy, avoid mishaps and get you what you’re entitled to.

What Chronic Injuries and Illnesses Can I Claim Under TPD?

There’s no specific illness that qualifies for a TPD claim. The key is whether your condition stops you from going back to your usual job or any other job suited to your skills and experience.

Below are some common chronic conditions that may be eligible for a TPD claim:

Injuries Descriptions

Musculoskeletal Disorders

  • Severe back, neck, or spinal injuries
  • Chronic joint pain or arthritis (e.g., osteoarthritis, rheumatoid arthritis)
  • Degenerative disc disease or herniated discs
  • Severe carpal tunnel syndrome or repetitive strain injuries

Neurological Conditions

  • Multiple sclerosis (MS)
  • Motor neuron disease (MND)
  • Parkinson’s disease
  • Epilepsy (if uncontrolled and preventing work)
  • Chronic migraines or cluster headaches

Cardiovascular Conditions

  • Heart disease or heart failure
  • Stroke-related disabilities
  • Severe hypertension leading to complications

Respiratory Diseases

  • Chronic obstructive pulmonary disease (COPD)
  • Severe asthma or chronic bronchitis
  • Pulmonary fibrosis

Autoimmune & Immune Disorders

  • Lupus
  • Fibromyalgia
  • Chronic fatigue syndrome (CFS/ME)

Gastrointestinal & Kidney Disorders

  • Crohn’s disease or ulcerative colitis
  • End-stage kidney disease requiring dialysis
  • Liver disease (e.g., cirrhosis, hepatitis complications)

Cancer & Other Serious Illnesses

  • Advanced or terminal cancers
  • Chemotherapy- or radiation-induced disabilities
  • Severe diabetes complications (e.g., amputation, neuropathy)

Contact Wyatts’ superannuation lawyers today to receive the compensation you’re entitled to.

What Compensation Can I Claim for
Chronic Injury & Illness TPD Claims?

TPD benefits are paid in a lump sum. The amount depends on the terms of your insurance policy through your superannuation fund or employer. These payouts provide financial security for people who are permanently unable to work due to an injury or illness.

The value of your payout is based on the level of coverage you had when you stopped working, even if your coverage has since lapsed. Since TPD insurance policies often have conditions that may reduce or expire coverage as you age, it’s best to check your entitlements as soon as you think you may need to make a claim.

The amount you can claim under a TPD policy—the insured benefit amount—is in your superannuation member statement. Typical TPD payouts are between $60,000 to $600,000, with many claims over $200,000.

If you’re not sure about your entitlements, our superannuation lawyers can assess your case and guide you through the process.

How Can a TPD Lawyer Help Me with the Claim?

Wyatts’ TPD/superannuation lawyers will guide you through the whole process. We have clients with:

  • New TPD Claims – If you haven’t started your TPD claim yet, we will handle the whole process for you. You won’t pay us until we get you a lump sum.
  • Rejected TPD Claims – If your TPD claim has been denied, our experienced lawyers will assess your case over the phone and give you free advice on what to do next.
  • Eligibility Check – Not sure if you’re eligible? Our TPD lawyers will review your policy for free and tell you if you can make a claim.
  • Understanding the Entitlements – Struggling to understand your TPD entitlements? We will break it down for you – at no cost.

HOW TO GET STARTED

It can be overwhelming to think about making a TPD chronic injury and illness claim, especially while you are dealing with physical injuries, pain, and stress. Let us make it easier for you and handle your compensation claim on your behalf while keeping you fully informed every step of the way.

The process can be complicated, but we’ve done this for thousands of people just like you. We make it easy for you to get started and find out if you can make a compensation claim after your chronic injury or illness.

01

CONTACT WYATTS

Tell us about your claim. We’ll listen to you and take the time to get to know you so we can fully understand your situation, injuries and needs.

02

YOUR ELIGIBILITY

We will explain in simple terms what you are entitled to based on what you have told us. Then we’ll offer to get started working on your behalf.

03

WE GET STARTED

You decide if you would like one of our CTP compensation lawyers to start your case. Then we get to work for you.

WYATTS MAKES IT EASY

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Free initial consultation

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No win no fee policy

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Five convenient office locations

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In-home consultation If you are unable to travel

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We can talk to you in your preferred language

Get Your Rightful TPD Injury or Illness Compensation Today

Don’t let it slide—Contact Wyatts’ superannuation lawyers now to get maximum compensation for your pain and suffering. Call us on 1800 773 880 or submit an enquiry below to get started!

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