Death benefit claims lawyers.

What Is a Death Benefit Claim?

A death benefit claim allows beneficiaries (like a spouse or child) to access a deceased person’s superannuation balance and any life insurance attached to it. To claim, beneficiaries typically need to submit a claim form, proof of relationship, and possibly evidence of financial dependence.

If there’s no binding nomination, the super fund’s trustee will decide who receives the benefits. Contact Wyatts’ death benefits lawyers at 1800 773 880 to ensure you receive your full entitlements.

Can I Claim Superannuation Death Benefit Payments Before I Die?

Yes, but only the policyholder can make this claim. Two doctors must certify that the individual has a terminal illness with a prognosis of less than one year to live.

How Do I Make a Death Benefit Claim?

For death benefit claims, you’ll need to submit a claim form, proof of relationship to the deceased (e.g. marriage certificate, birth certificate) and evidence of financial dependence (if applicable). A lawyer can help you with the paperwork and get you the full benefit you’re entitled to.

Your Rights and Entitlements for
Death Benefit Claims

A death benefit payout is made up of:

• The superannuation balance accumulated by the deceased
• The insurance payout attached to their super fund

The total amount varies depending on how long the deceased contributed to the fund and their insurance coverage level. If you were a dependent of the deceased, you may be able to receive the benefit as a lump sum or an income stream. Non-dependents will only receive the benefit as a lump sum.

If you’re not sure what you’re entitled to, our expert death benefits lawyers can assess your case and guide you through the claims process.

Are There Time Limits for Death Benefit Claims?

Losing your claim as soon as possible is important to avoid delays. Some super funds have binding nominations, meaning the deceased nominated a specific person to receive the benefit. If no binding nomination exists or if the nomination is non-binding, the super fund’s trustee will determine who the dependents are, how the benefit is divided or whether it should be paid to the deceased’s estate.

For terminal illness claims, the process follows similar timeframes to TPD claims. Contact Wyatts’ death benefits lawyers at 1800 773 880 to submit a claim within the deadline.