TPD terminal illness claim lawyers.

No, the cause of your terminal illness doesn’t affect your eligibility for a Total and Permanent Disability (TPD) claim. If your condition prevents you from working, you may qualify. If your terminal illness developed at the workplace or due to work, you might also be eligible for workers’ compensation. However, some policies have exclusions, such as pre-existing conditions. 

If you’re unsure, consulting a TPD injury lawyer can help clarify your options.

There’s no fixed list of qualifying terminal illnesses for a TPD claim. The key factor is whether your illness prevents you from returning to work in your field. Eligible illnesses can include:

• Cancer – Common types include breast, prostate, bowel, skin, lung, kidney, and pancreatic cancer.
• Heart Conditions – Chronic heart disease, cardiomyopathy, and primary pulmonary hypertension.
• Chronic Illnesses – Stroke with lasting disability, chronic lung disease, muscular dystrophy, and fibromyalgia.
• Neurological Disorders – Parkinson’s disease, Alzheimer’s disease, motor neurone disease (MND), dementia, cerebral palsy, and severe epilepsy.
• Autoimmune Diseases – Multiple sclerosis (MS), systemic lupus erythematosus (SLE), vasculitis, severe rheumatoid arthritis, polymyositis, and dermatomyositis.

Since policies vary, it is crucial to review your specific TPD insurance criteria. Before making a claim, contact Wyatts’ TPD claim lawyers at 1800 773 880 to evaluate your eligibility chances.

Yes, if you have multiple TPD policies, you can lodge separate claims for each one. Many people accumulate multiple superannuation funds over time, each potentially carrying a TPD policy. Claiming under one policy won’t affect claims on others, but each must be filed separately.

Processing times typically range from 6 to 12 months. Insurance companies usually assess claims within six months, but complex cases may take longer. Once the insurer approves a claim, the superannuation fund trustee conducts a separate review, adding another one to two months to the timeline.

How Can a TPD Lawyer Help Me with the Claim?

Wyatts’ TPD/superannuation lawyers will guide you through the whole process. We have clients with:

• New TPD Claims – If you haven’t started your TPD claim yet, we will handle the whole process for you. You won’t pay us until we get you a lump sum.
• Rejected TPD Claims – If your TPD claim has been denied, our experienced lawyers will assess your case over the phone and give you free advice on what to do next.
• Eligibility Check – Not sure if you’re eligible? Our TPD lawyers will review your policy for free and tell you if you can make a claim.
• Understanding the Entitlements – Struggling to understand your TPD entitlements? We will break it down for you – at no cost.

Wyatts operates on a No Win, No Fee basis, meaning you won’t pay legal fees unless your case is successful. This allows you to pursue your claim without financial risk. Always check what is covered under the No Win, No Fee agreement to avoid unexpected costs.